Quantcast Commercial projects | Downing Secured Finance

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Commercial projects

We seek to back commercial projects across a variety of sectors including licensed leisure, hotels, care homes and children’s nurseries. We have made over £44 million of loans to such commercial projects in the UK.

We look for developers that have an established track record of delivering these types of projects. Our funding is available to UK companies or LLPs with full planning consent for the proposed scheme. Often the tenant will have signed up for an agreement for lease prior to the commencement of construction (also known as a ‘Commercial Build-to-Let’).

Our lending criteria are set out below:

  • Loans: £1 million to £10 million
  • Maximum loan-to-cost: 85%
  • Maximum loan-to-value: 75% for pre-let developments, 60% for speculative builds
  • Terms: 9 to 24 months
  • Interest rates starting at: 8% p.a.
  • First charge legal mortgage and guarantees


Get in touch

If you have a business opportunity that fits the criteria above, get in touch with us at investment@downing.co.uk