Technical projects

Projects such as data centres, renewable energy generation projects, materials recycling facilities and automated warehouses are often outside the scope of mainstream lenders. We have made more than £160 million of loans to these types of businesses.

Our team has experience of the unique challenges when the cost of machinery and equipment can exceed the cost of the building, and when income streams include added-value services or the sale of electricity as well as rent.

Our lending criteria are set out below:

• Loans: £1 million to £10 million
• Maximum loan-to-cost: 70%
• Maximum loan-to-value: 50% to 65%, depending on the nature of the income streams from which the project will ultimately derive its value
• Terms: 12 to 60 months
• Interest rates starting at: 9% p.a.
• First charge legal mortgage and guarantees

Get in touch

If you have a business opportunity that fits the criteria above, get in touch with us at investment@downing.co.uk.